Paid services
The calculator tells you what it costs. These tell you whether to buy it.
Everything on the calculator stays free. What is here is the rest of the file: what the house takes out of your pocket every year, every documented risk that applies to your case rather than three of them, and the papers to put in front of a surveyor before you sign anything.
Which of these is you?
What this actually costs you
The complete file costs €79. Here is what that is next to the numbers already on your table.
- 0.03%of the price you are about to pay (€250,000)
- 15.8%of the cheapest surveyor’s check, on its own (€500)
- 0.63%of losing your deposit, at the smallest figure it can be (€12,500)
Worked out on a €250,000 purchase, because you have not run your own figures yet. Every comparison uses the number that flatters us least: the cheapest surveyor, the smallest deposit you could lose.
If you are buying
What not to say
€5
You have a viewing booked and you would rather not be the easiest person in the room.
The moves that will be used on you at the viewing, what each one is really doing, the sentence that ends it — and the two clauses the offer form itself admits are against you.
- When they ask how high you could go, what do you say?
- They tell you «there is another offer». What do you say, without going up?
- Why does the form make you sign twice in the same place?
The first year
€10
You have the keys, and nobody told you what happens next.
What happens after the keys: the residency deadline that costs you the first-home relief, and the bills nobody warned you about.
- You have 18 months to move your residence. From which day do they count?
- In the year you buy, how much of the property tax is yours, and how much the seller’s?
The garage
€15
You are buying a home with a garage, or with two.
What the second garage really costs you, and why the relief does not reach it.
- Buying with two garages? On the second, how much more tax do you pay?
- Your garage has its own cadastral income. Have you asked for it?
From here to that house
€19
You want a house you cannot afford yet, and you want to know how far away it really is.
How much you actually need, whether a bank would lend it to you today, and the month you get there.
- It is not the price you need to save. So what is it?
- On today’s salary, how much would a bank lend you?
- Saving what you save now, in which month do you get there?
Can I afford it
€39
You have found a house and want to know what it really costs to own, before you get attached to it.
The running costs nobody adds up, and every trap that applies to you — not the three we showed.
- Keeping that house running: what does it cost you every year?
- How much must be in your account months before the keys, not on the day?
- We showed you three traps. Which are the others that apply to you?
The complete file
The whole picture
€79
You are close to making an offer and want the whole file in front of you before you sign anything.
Everything above, plus the comparison that decides how you buy and the document pack that decides whether you should.
- First home or second home: on your house, how much does it really change?
- Which papers must the seller give you, and by when?
- From today to the deed: which signature should you refuse to give?
- Also inside: «Can I afford it» (€39), «What not to say» and «The first year»
Does it actually pay
€149
You are buying to rent it out and the numbers have to work, not just feel right.
Everything above, plus the two numbers that decide an investment: what is left after tax, and what leaving costs you.
- You let it at €800 a month. How much is left after tax?
- And if you want out in 3 years, what does it cost you?
- Do the building’s rules even let you rent it by the week?
If you are selling
Why they want your price down
€19
Your property is listed, and the meetings have started to be about the price rather than the buyers.
The fee on your mandate does not shrink when your price does. Everything that happens afterwards follows from that one line, and here is the whole sequence, with what to say at each step.
The agency's penalty
€59
You want out of the mandate, or the agency is asking you for money because you left, turned an offer down or sold on your own.
When the penalty in your mandate is void, when a judge only cuts it down, the few cases in which it holds — and the letter that answers them, ready to send.
Selling in Italy
€129
You own a property in Italy and want to know what you will keep and what to fix before anyone views it.
What you will actually keep, and what to fix before anyone views the property.
If agencies keep calling you
How they got your number
€29
You own a home, you are not selling it, and the agencies will not stop calling.
Where the calls come from, why keeping your number without your consent is, as a rule, unlawful, and the two letters that end them.
If you have already paid one
Get the commission back
€290
You have checked, they are not on the register, and you want your money — not an explanation of why you are entitled to it.
You paid a commission to someone who had no right to charge one. This is how to ask for it back.
How it works
- In your language, with the Italian beside it: the clauses, the messages and the phrases to use with the notary and the surveyor are written in Italian, ready to hand over.
- Every figure carries the source it comes from and the date it was checked, so it can be verified line by line.
- It is built to be put in front of a surveyor or a notary: it tells you what to ask them, and what a good answer sounds like.
Checked on 22 Aug 2026
Figures shown here are estimates, not advice. Check them with a notary before you sign anything.